Raw average: 1.78/5 from 9
quality ratings. The adjusted rating blends this with the UW review average
(3.66/5), weighted as 20
additional ratings. Smaller samples stay closer to that average. Each
captured review is counted once in the prior; this does not correct who
chooses to leave a review.
For this course: 2.0/5 raw quality · 1.3/5 difficulty · 3
reviews
RMP profile ↗ · All captured review dates; profile matched by name.
Melody Harvey is knowledgeable and the course is easy, though lectures can be mundane.
Other reviews criticize the course structure, citing insufficient time for in-class assignments and recycled content. Students also report unhelpful communication and a frustrating experience.
Recent recorded grades — Fall 2024: 3.91 GPA, 95.5% A/AB (n=44 letter grades); Fall 2025: 3.88 GPA, 95.1% A/AB (n=41 letter grades). Includes jointly taught sections.
Reviews for Melody Harvey's CNSRSCI 340 are sharply divided, with some calling it an easy A while others describe it as frustrating and poorly structured.
Recent recorded grades — Fall 2023: 3.94 GPA, 100.0% A/AB (n=47 letter grades); Fall 2024: 3.91 GPA, 95.5% A/AB (n=44 letter grades); Fall 2025: 3.88 GPA, 95.1% A/AB (n=41 letter grades).
difficulty & workload
Reviewers report extensive in-class assignments due shortly after lecture, creating time pressure while trying to pay attention.
Students report conflicting experiences regarding lecture engagement and instructor responsiveness, with some finding the content recycled and support unhelpful.
Topics
Vulnerable households, financial services, and public policy
Cash flow, credit, and debt management
Emergency and long-term savings
Skills
Managing cash flow, credit, and debt
Assessing and preventing household financial problems
Saving for emergencies and long-term goals
Grades
Latest available · Fall 2025— not enough history to project Fall 2026.
average GPA
A / AB grades
letter grades
Instructor
Grade distribution · % of letter grades
A85.4%85.4%
AB9.8%9.8%
B0.0%0.0%
BC4.9%4.9%
C0.0%0.0%
D0.0%0.0%
F0.0%0.0%
Grades over time
Through Fall 2025
More grade details Grade mix, volume & source data
Where this course fits relative to
Latest available grades · Fall 2025 · all course levels
3.883.88GPA
Higher than 7676% of other courses in this group.
Course GPAs · red marks this course’s range
4141letter grades
More recorded grades than 2323% of other courses in this group.
Typical course in this group: 70.070.0 letter grades.
About this comparison
1320 courses over the same term, each with at least 30 recorded
letter grades. Cross-listed courses count once. GPA is not a measure
of difficulty or teaching quality. The typical course is the median by
recorded grade count; tied values are not counted as lower. Grade
counts describe course scale, not unique students or typical section
size.
Descriptions compare GPA with this group’s average: at least 0.20
higher or lower; otherwise close to average. Section size uses median
recorded enrollment: small up to 30, mid-sized 31–99, large 100+.
Lectures and discussion/lab sections are described separately.
Sources & history
UW–Madison
Catalog & offerings
Descriptions, prerequisites, and recorded course offerings.
Catalog observation history
Observations at scan time; dates do not imply when a catalog change took effect.